About Us
NO FEE MORTGAGE SERVICE!
We NEVER charge you for our service
Flexible, Offset and account mortgages are the most popular products for people
with some savings and can benefit from offsetting their savings against their borrowings,
therefore reducing interest payments. Realistically you could save several thousand
pounds or more, or make it possible to finish your mortgage much earlier.
Whether you’re a first time buyer, moving home or simply looking to remortgage an
existing property, we will find a suitable mortgage or remortgage for you. The benefits
can be substantial savings on setting up fees and the added bonus of cash back.
For instance we can save all the setting up fees for an account flexible mortgage
offer, which you will have to pay if you go direct.
Our arrangement with the top lenders in this category means that you will always
benefit from taking your mortgage product out with us here at YourMortgagePayments.
The offset, account or flexible type mortgages work by taking money from your savings
account and offsetting it against the money you owe in your mortgage account, therefore
the only interest you pay is from the difference i.e. if you were to borrow £200,000
but you had money/savings put aside for let’s say retirement or children/ grandchildren
of £50,000 then your interest payments would be calculated on the outstanding sum,
in this case £150,000.
As well as the obvious advantages of cash back, we can help work out which product
is the best for you and will save you the most money.
YourMortgagePayments brokers have over 20 years’ experience in the loans
and mortgage market, and as FSA regulated Mortgage advisers
we are in the best position to advise you on the particular right product for your
needs. We provide you with a free, no obligation quotes from
the top flexible mortgage providers. YourMortgagePayments provides and then
guides you through your options, packages and discounts.
In addition to ensuring that you receive the very best advice we also offer a referral
fee for you
recommending us to your friends and of course they will be pleased to receive
cash back when they decide to switch their mortgage and you will earn a referral
fee on a successful sale.